Pay Day Loans
A pay day loan is a small, short-term cash advance that helps you to meet unplanned expenses until you get to your next pay check. The pay day loans cash advance has no use restrictions, so it can be used for any money need that may come up or emergency situation.
800CashNow's pay day loan is a secure, fast, and easy way to help ease a financial burden. There are no hidden fees, no add-ons, and no extra transaction fees. This isn't a promotion or limited-time offer it's just 800CashNow delivering great service at a great price.
Our 24/7 loan process is completed totally online. You fill out and submit all of the forms online, eliminating the need to fax documents (as long as you upload or email required documents for first time borrowers). Our advanced technology speeds up the verification process, which means you receive your cash when you need it. Fast, Easy, and Convenient.
No Fax Pay Day Loans
No fax pay day loans, great customer service, and super low rates are not our only ways we make getting cash easier for our customers. In addition, 800CashNow transfers money (Monday - Friday) until 4:00 PM CST. Giving you the most time each day to request your cash! In most cases, you can expect your application answers in minutes via email and the My Account page on the 800CashNow website.
To apply you must have an email address, checking account with direct deposit and an established source of income. Getting your payday loan only takes three simple steps:
- Complete our easy online application and upload, email, or fax required documents.
- Sign and submit your loan agreement
- Return to our site to manage repayment
The 800CashNow application is secure. You enter information about your job or source of income, residence and checking account and you're ready to go! Upon approval and after you have accepted and submitted you loan, your checking account will be electronically credited with the loan amount.
In states where 800CashNow is the lender, your payday loan can be paid off at any time or refinanced at any time. An email reminder will be sent to you 3 days before your payday loan is due. Subject to 800CashNow's refinance policy, you may choose to:
Pay off the loan and finance charges completely.
Pay off the loan finance charges and refinance the loan.
Pay finance charges and a minimum of 5% of the principal and refinance the loan
Pay the loan back early and receive reduced finance charges
Anytime prior to the due date of your loan payment, you will have the option to choose the payment option that works best for you.
Simply do nothing and we will Auto-Rollover your loan. On your due date, if we don't hear from you, we will automatically deduct a payment of 5% of the original loan amount plus the finance charge due. This will be electronically debited from your checking account on your due date and your payday loan will automatically refinance. This payment will reduce your principal balance until paid in full.
For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.
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